401 K spouse protection

My husband has a 401 k. I have reason to believe he took out a loan. Am I required to sign the paperwork as his spouse? If so and he forged my signature what are the repercussions and who would I contact to let them know?

Thank you.

No, the spouse is not required to sign paperwork consenting to a loan from a 401(k) titled in the other spouse’s name.

Forgery is a crime and if you suspect this has happened, you should contact law enforcement and the company/entity relying on your forged signature.


Anna Ayscue

Attorney with Rosen Law Firm Cary • Chapel Hill • Durham • Raleigh • Wake Forest

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