Ad placement


#1

I have been separated from my spouse since May 1st. I have had several people tell me that I should place a newspaper ad in the local paper saying that I am not responsible for any debt that he incurs since the separation. Is this something I should do or does it not hold any legal value.


#2

The add will not relieve you of responsibility with respect to the creditors themselves for accounts he may have access to which are in your name. I suggest that you cancel remove his as authorized user on all of your accounts, and have the account numbers changed. You should also contact the credit bureaus and place a fraud alert on your credit to prevent him from attempting to open new accounts in your name.