# Health Insurance

**URL:** <https://forum.rosen.com/t/health-insurance/14091>\
**Category:** Divorce and Separation Answers\
**Created:** [July 12, 2012, 2:27pm UTC](https://forum.rosen.com/t/health-insurance/14091 "2012-07-12T14:27:42Z")\
**Posts on this page:** 2\
**Page:** 1

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**Author:** ![Shelton](https://avatars.discourse-cdn.com/v4/letter/s/bb73d2/32.png) [@Shelton](https://forum.rosen.com/u/Shelton)\
**Post date:** [July 12, 2012, 2:27pm UTC](https://forum.rosen.com/t/health-insurance/14091/1 "2012-07-12T14:27:42Z")

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My husband and I have been separated for a while, and our child and I are currently covered under his health insurance policy through his work. While we were married, I found out that I was basically uninsurable under private insurance due to a health issue and can only get insurance through a group plan that must carry me. I have been self-employed for 10 years and have no group policy available to me. Can my husband cancel my insurance without my consent? They are preparing to change their policy to a different carrier and I am concerned he won’t advise me that he’s making a change. I thought I recalled that I would have to sign to waive coverage under any policy he takes but I am starting to have serious concerns. Any advise would be appreciated.

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**Author:** ![Ryan\_Short](https://avatars.discourse-cdn.com/v4/letter/r/34f0e0/32.png) [@Ryan\_Short](https://forum.rosen.com/u/Ryan_Short)\
**Post date:** [July 19, 2012, 2:40am UTC](https://forum.rosen.com/t/health-insurance/14091/2 "2012-07-19T02:40:36Z")

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I’m sorry to hear about your condition. The answer to this question depends on the plan. Some plans will not allow a spouse to discontinue coverage for the other spouse before divorce, but others will allow the change. If they’re changing providers then this will likely be a new election and not a plan change. I’d suggest you should discuss this issue with him.
