# Huge credit card debt I just found out

**URL:** <https://forum.rosen.com/t/huge-credit-card-debt-i-just-found-out/16356>\
**Category:** Divorce and Separation Answers\
**Created:** [July 27, 2015, 9:46pm UTC](https://forum.rosen.com/t/huge-credit-card-debt-i-just-found-out/16356 "2015-07-27T21:46:48Z")\
**Posts on this page:** 2\
**Page:** 1

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**Author:** ![raklian](https://avatars.discourse-cdn.com/v4/letter/r/e47c2d/32.png) [@raklian](https://forum.rosen.com/u/raklian)\
**Post date:** [July 27, 2015, 9:46pm UTC](https://forum.rosen.com/t/huge-credit-card-debt-i-just-found-out/16356/1 "2015-07-27T21:46:48Z")

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I just found out that my wife racked up huge amount of credit card debt. My name is not in it, thus it’s not a joint credit card.

I am already thinking about separating from her. Now, my question is - How will this credit card debt be distributed during divorce? I’d like to avoid this debt if possible. I had no way of knowing she applied for this credit card and racked up a huge balance on it.

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**Author:** ![Lindsay\_Willis](https://avatars.discourse-cdn.com/v4/letter/l/858c86/32.png) [@Lindsay\_Willis](https://forum.rosen.com/u/Lindsay_Willis)\
**Post date:** [July 30, 2015, 1:04pm UTC](https://forum.rosen.com/t/huge-credit-card-debt-i-just-found-out/16356/2 "2015-07-30T13:04:41Z")

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Technically, save for certain circumstances, this is going to be considered marital debt and you will be obligated to assume half of it. You can argue that the fact that she hid it from you is a distributional factor that would warrant an uneven split of your marital property in your favor.