# Medical insurance coverage on soon-to-be Ex-

**URL:** <https://forum.rosen.com/t/medical-insurance-coverage-on-soon-to-be-ex/4462>\
**Category:** Divorce and Separation Answers\
**Created:** [May 11, 2007, 6:15am UTC](https://forum.rosen.com/t/medical-insurance-coverage-on-soon-to-be-ex/4462 "2007-05-11T06:15:50Z")\
**Posts on this page:** 3\
**Page:** 1

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**Author:** ![Golfball](https://avatars.discourse-cdn.com/v4/letter/g/ee7513/32.png) [@Golfball](https://forum.rosen.com/u/Golfball)\
**Post date:** [May 11, 2007, 6:15am UTC](https://forum.rosen.com/t/medical-insurance-coverage-on-soon-to-be-ex/4462/1 "2007-05-11T06:15:50Z")

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What does the Separation Agreement (if any) say, and what do the health insurance plan documents say?

Usually, getting hitched, divorced, or a new baby is sufficient grounds for a mid-year change to the insurance, so once the divorce is granted, friend can drop the STBX immediately.

He might be obligated under his separation agreement to provide medical coverage until date of divorce, depending on what his health coverage is like.

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**Author:** ![Helena\_Nevicosi](https://avatars.discourse-cdn.com/v4/letter/h/db5fbb/32.png) [@Helena\_Nevicosi](https://forum.rosen.com/u/Helena_Nevicosi)\
**Post date:** [May 28, 2007, 8:36pm UTC](https://forum.rosen.com/t/medical-insurance-coverage-on-soon-to-be-ex/4462/2 "2007-05-28T20:36:10Z")

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If there is no separation agreement or court order, there is no legal requirement that any person provide health insurance for their spouse. However, they should notify their spouse that they intend to cancel the coverage so their spouse can make alternate arrangements.

Helena M. Nevicosi  
Attorney with Rosen Law Firm

4101 Lake Boone Trail, Suite 500  
Raleigh, North Carolina 27607  
919.787.6668 main phone  
919.256.1665 direct fax

10925 David Taylor Drive, Suite 100  
Charlotte, North Carolina 28262  
704.644.2831 main voice  
704.307.4595 main fax

1829 East Franklin Street, Bldg 600  
Chapel Hill, NC 27514  
919.321.0780 main phone  
919.787.6668 main fax

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The response posted above is based upon the limited factual information made available and is not intended as a full and complete response to the question. The only reliable manner to obtain complete and adequate legal advice is to consult with an attorney, fully explain your situation, and allow the attorney sufficient opportunity to research the applicable law and facts required to render an accurate opinion. The basic information provided above is intended as a public service but a full discussion with an attorney should be undertaken before taking any action.

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**Author:** ![uncgal4](https://avatars.discourse-cdn.com/v4/letter/u/b5e925/32.png) [@uncgal4](https://forum.rosen.com/u/uncgal4)\
**Post date:** [May 10, 2007, 3:40pm UTC](https://forum.rosen.com/t/medical-insurance-coverage-on-soon-to-be-ex/4462/3 "2007-05-10T15:40:24Z")

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I have a friend who has been separated for more than 2 years and is getting ready to file divorce papers. He has been covering his soon-to-be Ex-wife under his company’s medical insurance plan. The plan is coming up for annual renewal period and of course he wants to drop coverage on her. How long does he legally have to provide medical coverage for her? Is it up until the time divorce is filed, up until time the divorce is granted? Is there a time specified by law, or does a judge usually follow some customary standard? Please advise. Thank you.
