# Moving out and mortgage responsibility

**URL:** <https://forum.rosen.com/t/moving-out-and-mortgage-responsibility/9608>\
**Category:** Divorce and Separation Answers\
**Created:** [January 25, 2010, 10:36pm UTC](https://forum.rosen.com/t/moving-out-and-mortgage-responsibility/9608 "2010-01-25T22:36:01Z")\
**Posts on this page:** 2\
**Page:** 1

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**Author:** ![Howard\_Roark](https://avatars.discourse-cdn.com/v4/letter/h/f17d59/32.png) [@Howard\_Roark](https://forum.rosen.com/u/Howard_Roark)\
**Post date:** [January 25, 2010, 10:36pm UTC](https://forum.rosen.com/t/moving-out-and-mortgage-responsibility/9608/1 "2010-01-25T22:36:01Z")

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I have read the NC requirements of 1 year separation under different roofs and the fact that the marriage home is joint property.

My question is, if I move out and pay rent on my own apartment and my wife remains in the marriage home (but doesn’t make enough money to pay the mortgage by herself), am I responsible for 1/2 the mortgage of the marriage home AND my rent at my new apartment? I do not want my credit score to be negatively affected, nor can I afford rent and mortgage at the same time!

Thank you in advance for your reply

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**Author:** ![Erin\_Clarey](https://avatars.discourse-cdn.com/v4/letter/e/9de0a6/32.png) [@Erin\_Clarey](https://forum.rosen.com/u/Erin_Clarey)\
**Post date:** [January 26, 2010, 8:34pm UTC](https://forum.rosen.com/t/moving-out-and-mortgage-responsibility/9608/2 "2010-01-26T20:34:55Z")

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According to the mortgage holder you are both jointly liable if both names are on the debt. If the mortgage is not paid you can be held personally liable.