What is my ex-wife never worked?

My ex and I have been separated for 2 1/2 years and divorced for about 3 months. We were married for 23 years and 1 child that is still a minor. She rarely worked during the marriage (has no college education). She is now claiming that she is disabled and unable to work (although she is not on disability). We are coming up on our equitable distribution and I am wondering what will happen to the house.

She refuses to let me make any repairs to the house or even come onto the property. She is a hoarder so the house is a complete mess and would be next to impossible to sell. The house is in both names on the deed but only my name on the mortgage. Could I get stuck with the entire mortgage payment? I am currently backing her amount out of the money I give her each month.

I cannot predict the outcome of any one case, but I have seen judges allow a party to make the mortgage payment directly in order to protect their credit.