I want to keep our marital home, but I have heard that I would need to refinance in order to get STBX’s name off the loan. My income alone is not enough to qualify me for a refinance. I have 2 separate properties I plan to rent out to help pay the mortgage (and eventually help in qualifying me for a refinance)…so paying the current mortgage will not be a problem. I have 3 children that will be living with me in our home.
Can the judge order me to sell the house if I want to keep it (and there are kids living in the home) yet I am unable to refinance right away? Is there a time-frame to refinance? Are there any other options?
Any information you can provide on this subject would be greatly appreciated.