My ex and I were divorced last year. We have still not had our equitable distribution. I’m trying to keep the marital home. He has agreed to sign a quit claim deed, and it’s my understanding through my attorney that he wants his name removed from the morgage too. Can I be FORCED into refinancing? My ex was late on several house payments over the years. When I took possession of the home, it was difficult for me to make the house payments. Our lender has worked with me on a modification loan and has lowered the payments to something affordable. My ex has been of no help with this. I had to provide all of my financial information, so I’m assuming they have based this modification loan on my income only.
Can a court order me to refinance the house, even if it may not be possible based on my credit? Or can they force him to just sign the quit claim deed WITHOUT removing him from the mortgage, and let me continue to make the payments (at their original amount) with the financial help of my two sons?