I am divorcing husband. My husband left the home, “abandonment” per my attorney, I live there with our two young children and I have been paying the house note. We have a separation agreement and child/spousal support is included in that agreement. Due to him being behind on his support I can no longer afford to make the house payment (I have never been late or missed a payment yet). More is owed on the home than its value; my name is on the Deed of Trust, not with the lender. I have read a lot on the internet and have been told various things from my attorney (depending on how I present the question, I sometimes get a different answer). I really need to know all of my options and the consequences of each option (pros/cons). Ideally, I would like to have my name removed from the Deed of Trust, and not have any negative impact on my credit report should my husband not pay the note. All I want is to move on and have a place of my own to raise my children. Thank you for your time.
*I do not want to put myself in a postion where I could not get a home loan on my own now (for much less of a home) or in the near future.