Married for 10 years (but separated for 2 of those). I never had retirement savings bc his was program was so much better and I would receive a spouse annuity. Super Cliffnotes: he cashed his retirement while we were together for mainly his personal use. Last year he filed for railroad disability (found out when the kids and I lost our health insurance) and was awarded several months ago (family told me). I’m trying to figure out if I qualify for anything now or at retirement. We are 42 and 46.