Lots of questions-
My husband and I have always kept all of our credit accounts separate and only have one bank account with both of our names on it. My husband has run up a huge credit card debt during the years of our marriage and is now considering filing for bankruptcy. If we separate and eventually divorce, will I be responsible for any of his debt, and will my credit be affected by his bankruptcy?
Also, he is the only user of the checking account with my name on it. I don’t use it at all, but he has incurred several NSF charges recently. Will that affect my credit?
He is not in a financial position to support himself due in part to his credit card problems. He received a huge workers comp settlement a few years ago which he has completely exhausted due to his spending habits. Is there a chance I may have to pay him alimony?