My wife and I (VERY HAPPILY MARRIED) have a question regarding the mortgage and deed on our primary residence. I purchased the property about a year before we married and we have now been married for two months.
We have discussed adding her to the deed of the home, but I am worried about the position that would put me in regarding the mortgage since we can’t add her to the mortgage without refinancing (impossible given rising rates). I want to make sure that she’s protected should we eventually split, so could you contact us and walk us through our options here? My read was that she would have an interest in the property without being added to the deed given that marital funds are being used to service the mortgage but would need you to confirm. Thank you.