You are entitled to 1/2 the money and marital assets. Even if the money is in a separate account, that is still a marital asset due to the fact that separation did not begin until after the money was received.
The home is half yours. Since you are married, legally your name should be on the deed even if it’s only the spouse’s name on the mortgage. Unless you signed some sort of form prior to this so that your spouse could use marital funds to purchase separate property, you are entitled to 1/2 the home. You should consult with an attorney to see where you stand.
Yes, you can file for divorce from bed & board due to the alcolhol abuse. Here are the terms: “The complainant seeking a divorce from bed and board must establish at least one of the six fault grounds enumerated in the statute: abandonment, malicious turning out of doors, cruel or barbarous treatment, indignities, excessive use of alcohol or drugs rendering the condition of the other spouse intolerable, or adultery. Further, the complainant must allege that he or she did not provoke the other spouse’s misconduct. The right to jury trial in an action for divorce from bed and board is governed by the statutory provision permitting a jury to make the factual findings on issues of fault.” You would not be able to use the affair since the affair was terminated and you remained married. That is considered condoning or forgiving the affair. If you can show cause, you can file Divorce from Bed & Board and Equitable Distribution together. That being the case, your spouse may be forced to leave the marital home so that you can return living there…Your separation began 6 months ago when she forced you to leave the marital home.
She can NOT keep the children from you for any reason other than a court order stating that you are not allowed visitations. If custody has not been decided in court or in an agreement then you both have equal access to the children at any time. If you have been the primary caregiver for the children, you could very possibly retain primary custody of the children. She can refuse to let you come to her home to visit the children just as you can refuse to allow her into your home. You should be getting your children and continue caring for them as you have always done. It’s understandable that the apartment you have is small to care for two children but until you can resolve the money situation you should do this regardless. This will set a pattern for what final custody could be ordered.
In order to show that you are and have been the primary caregiver, you should really begin keeping them overnight also.
Gather as much information as you can, bank statements and dates and consult with an attorney. At the very least, you should get an agreement drawn up and get on a set schedule with your children.