Moving out and mortgage responsibility


#1

I have read the NC requirements of 1 year separation under different roofs and the fact that the marriage home is joint property.

My question is, if I move out and pay rent on my own apartment and my wife remains in the marriage home (but doesn’t make enough money to pay the mortgage by herself), am I responsible for 1/2 the mortgage of the marriage home AND my rent at my new apartment? I do not want my credit score to be negatively affected, nor can I afford rent and mortgage at the same time!

Thank you in advance for your reply


#2

According to the mortgage holder you are both jointly liable if both names are on the debt. If the mortgage is not paid you can be held personally liable.