What factors for "ability to pay" in NC?

What factors do the courts consider for “ability to pay” in NC for alimony? My husband says he cannot pay me alimony if we divorce. He grosses 96000/year, netting 67,200. I am not currently working, but intend to in the future.
Our home has a 238000 mortgage bal. and 28000 Home Equity loan bal. He has about another $15,000 in CC debt.

That question is too complicated to answer on the forum, but if there is no money left after servicing debt then that will harm your claim for alimony.