I agree with 4them. Think very carefully before committing anything to a separation agreement. The one certain thing in life is change. If it is an expense that you won’t be able to pay if unemployed for a length of time or if you get disabled, don’t put it in the agreement. Things will not be the same tomorrow as they are today, and it can change quickly and without warning.
Separation agreement in our case was signed 3 months ago, and already problems have started cropping up because of a change in the ex’s employment status. Because of the agreement, now BOTH parties will have to pay more out per month than they can possibly pay due to a simple clause in the agreement that seemed perfectly reasonable at the time.
Personally, I’d say to leave discretionary expenses (like college, athletic expenses, etc) out of a separation agreement if at all possible (unless the money can be set aside up front). It’s more trouble and causes more bad will than negotiating whenever needed. Just my experience.