Bad debts and divorce

If you have a separation agreement and that has been filed and you have bad debts jointly in your name, does that have to be paid off before divorce? Unsecured credit cards have already been filed at the courthouse. This was not mentioned in the separation agreement either. Do both parties have to pay this off. What if you cannot pay this off, what happens?

If the debts are not mentioned in the Agreement, you are both jointly liable and the debtors may sue you both for payment.