Credit Card responsibility


#1

My Ex-husband and I are legally divorced but we are not finished. We share a credit card where I am the authorized user…they have offered us a deal on the credit card to pay only half if we pay it in 90 days…If I am only an authorized user, am I responsible for this? I understand that next year I will be issued a 1099 for the unpaid difference and of course it goes against my credit. Thanks!


#2

If the card debt has not be allocated to either of you as part of ED or a Separation Agreement and you are a joint debtor, yes you are equally responsible for the debt.


#3

Also…I live in the primary home…We were refunded a property tax refund due to the sale of a condo that we owned…it came to primary home…in both our names…we still have a joint checking account…he just never said anything about closing it…NOW…can I deposit this check into our joint bank account…and legally take the money out and put into my own checking account without any crimes being committed??


#4

Yes, it is not illegal for you to do so, but the money will be accounted for as part of Equitable Distribution.