Legally separated. Papers filed and living in two separate households. Work 401k tells me that they CAN NOT divid assets until they have a QDRO, and that a QDRO can’t happen until we are divorced. But our separation agreements says we should split assets now.
Which is correct?
Is an attorney needed to file a QDRO?
Will a QDRO also be needed for our private investments (stocks, bonds, mutuals and older 401k into an IRA)?