I am a state employee. According to NC GS 50-20.1(f), do I have to pick a retirement option that makes my ex wife the beneficiary if I die since she will be getting a portion of my state retirement pay? There are several options for retirement plans. They range from me getting the full amount with no beneficicary if I die, to my benficiary receiving xx amount of money if I die if I take a reduced payment. Does the above GS mean that I MUST elect a reduced payment retirement option and make my ex wife the beneficary? What if I remarry? My new spouse would get nothing. I can only elect one beneficiary for this plan. What if I wanted the full amount; would I be forced to elect the reduced plan because of this statue?