I have used the Worksheet B Child Support calculator from the State website to estimate what I may have to pay my ex in child support when he starts to have joint custody rights. If my ex remains unemployed, the calculator says I will owe him $1520/month in child support. If I change the numbers assuming he gets a minimum wage job at 40 hours per week, I still owe him $965 per month.
Now I know he could get a better paying job. He is a smart educated college graduate. However, he’s been a stay at home parent for seven years. Now, he’s choosing to remain unemployed while he lives expense free with his girlfriend.
But my bigger issue is that these numbers are simply unaffordable. Even with a $0/month child support payment, after my fixed monthly expenses (mortgage, utilities, childcare), I am only left with $1400/month for groceries, fuel, vehicle upkeep, household items, house repairs, clothing, let alone savings or retirement. Obviously I could not even afford a $1520/month child support payment. And even at $965, that only leaves me $435/month for all of those expenses I just mentioned. If this calculator is accurate it would leave me destitute.
Now there is a section labeled “Extraordinary Expense” Included in my fixed monthly expenses is a $670 loan payment for the HELOC I am going to have to take out to buy my ex out of his share of the equity in our home. So I reran the calculator again with him making minimum wage and included all my other expenses and added the $670 into the extraordinary Expense line. Now my monthly child support payment is $872. Still only leaving me $528/month for groceries (three children), fuel, vehicle upkeep, clothing, household supplies, house repairs, etc.
I don’t think I’m using the calculator incorrectly: it says to use gross monthly income so I did. I included my work related childcare costs per month, healthcare premiums for the children which I am paying. He is paying nothing and I indicated that.
Can I fight this in court? I mean this is unreasonable and immoral. I can’t afford a lawyer (obviously), but if I present this with documentation to a judge, would they be reasonable? Also, even though he hasn’t worked in seven years, do you think a judge would see that especially in this labor market he should be able to get more than a minimum wage job?
If the purpose of the NC child support system is to create equity between the parents’ homes in order to benefit the children, this would do the exact opposite for my children.