Claiming mortgage credit on taxes


#1

My ex and I bought our marital home several years ago. I am listed and signed as a “borrower” on the mortgage paperwork, but the bill is only in my ex husband’s name, and for some reason, the mortgage doesn’t come up on my credit report…only his.

In our separation agreement, the house went to me solely. Ex signed over the deed to the home to my name and I was to be responsible for the mortgage payments and equity line payments.

Can I claim the mortgage interest on my taxes? I’m unclear about the IRS guidelines if I actually qualify since the mortgage is still in my ex’s name. Ex is not trying to claim the interest himself or anything.


#2

Yes, you may.