How can she use your SSN and name without you signing documents? I’m assuming she opened credit cards, since that can be done online, but a loan must have a signature.
She has committed fraud. If you pull a credit report on yourself, you’ll see when the accounts were opened. Now how you make a claim, I don’t know. If your SSN was used, then you can close the accounts. I would place a fraud alert on your SSN so that you will have to be notified each time your SSN is used to open any account.
I feel for you. This was done to me. It took 3 years to straighten up my credit report. I didn’t persue him because the amounts were less that 5K and I bargained to get the house in our divorce. I wouldn’t have trusted him to pay off the debt anyway. [V]
I don’t know how you would go about persuing her unless you went to small claims court?